Legal

Terms of Service

Last updated 27 September 2026

By signing in to GPay Cost Analyzer you agree to these terms. If you don't agree, please don't use the app.

The service

GPay Cost Analyzer is a free, independent tool that reads bank payment alert emails from your Gmail and summarises your spending. It is not affiliated with Google, Google Pay, or any bank.

Gmail access is required

The app only works with read-only Gmail access. If you don't grant it during Google sign-in, your sign-up is cancelled. You can revoke access at any time, which stops new transactions from being imported.

Your responsibilities

  • Only connect a Google account that you own.
  • Don't attempt to access other users' data or disrupt the service.

No financial advice, no warranty

Transactions and categories are extracted automatically and can be wrong or incomplete. The app is provided “as is” without warranties of any kind, and is not a substitute for your bank statements or professional financial advice. To the extent permitted by law, we are not liable for any loss arising from its use.

Changes and termination

We may change or discontinue the app, or update these terms, at any time. You can stop using it and request deletion of your data as described in the Privacy Policy.

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